Free TCO calculator online

Use our free TCO calculator to calculate your truck’s Total Cost of Ownership (TCO) per year, per km, and in monthly cash flow, so you can compare “apples to apples” scenarios before you buy.

Enter your data in the free TCO calculator and get your result in annual TCO and TCO per km.

Hino Truck TCO Calculator

Outputs: Annual TCO + TCO per km (with GST/QST, tires and downtime options)

Purchase price (before taxes) — $

Resale price (end of period) — $

Analysis period — years

Annual mileage — km/year

Fuel economy — L/100 km

Diesel price — $/L

Other annual costs — maintenance + insurance + registration ($/year)

Options

Include GST/QST Default: GST 5% + QST 9.975%

GST — %

QST — %

Taxes paid…

Down payment applied to…

Taxes are calculated on the pre-tax price (GST + QST). *(Standard Quebec model.)*

Include tires Annual budget or per-km calculation

Include downtime (losses / rental / towing) Days/year × cost/day or annual budget

Financing (optional)

Annual interest rate (APR %)

Loan term (months)

Down payment

Down payment value

Auto-calculation enabled

TCO formula (annual) = Depreciation + Fuel + Other annual costs + Tires + Downtime + Interest (averaged over the period) + Taxes (if paid cash, amortized over the period; if financed, included via the loan).

Results

Annual TCO • TCO per km • monthly cashflow (indicative)

Annual TCO

$—

—

TCO per km

$—

—

Depreciation (annual)

(purchase − resale) ÷ years

$—

Fuel (annual)

km/year × (L/100 ÷ 100) × $/L

$—

Taxes (annual)

if GST/QST paid cash: (taxes ÷ years). If financed: 0 here.

$—

Tires (annual)

annual budget or per-km calculation

$—

Downtime (annual)

annual budget or days × cost/day

$—

Other costs (annual)

maintenance + insurance + registration

$—

Interest (annual average)

interest paid during the period ÷ years

$—

Monthly payment (loan)

includes taxes if “taxes financed”

$—

Recurring monthly cashflow (indicative)

payment + (fuel + annual costs)/12

$—

Net cost over the period

annual TCO × years

$—

Day 0 (one-time outflow)

down payment + taxes paid cash (if enabled)

$—

✅ Express summary

TCO = depreciation + fuel + maintenance/insurance/plate + financing (interest), less resale value.
Cashflow answers the question: “How much do I really take out each month?
A small variation in consumption quickly changes the cost: at 60,000 km/year, +1 L/100 km = +1,110 $/year (if diesel at $1.85/L).
Compare Hino L6 / L7 / L8 models with the same assumptions to decide quickly.

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Hino TCO comparison - Hino L6 vs Hino L7 vs Hino L8 according to our scenario

Model	GVWR	GCWR	Purchase price	Resale (5 years)	Fuel consumption (L/100 km)	Monthly payment (7.99% / 60 months / 15%)	Annual TCO	TCO ($/km)	Net TCO 5 years	Monthly cash flow recurring
Hino L6	26,000 lbs	25,500 lbs	135 000 $	70 000 $	23	2 326,17 $	61 494 $	1,02	307 470 $	5 953,67 $
Hino L7	33,000 lbs	33,000 lbs	140 000 $	75 000 $	24	2 412,32 $	62 788 $	1,05	313 939 $	6 132,32 $
Hino L8	35,000 lbs	55,000 lbs	145 000 $	80 000 $	25	2 498,48 $	64 082 $	1,07	320 409 $	6 310,98 $

Common assumptions: 60,000 km/year, 5 years, diesel $1.85/L, other costs (maintenance + insurance + plates) $18,000/year.monthly recurring cashflow = payment + (annual fuel + other costs) / 12. Taxes, tires and downtime not included.

What's the TCO of a truck?

TCO (Total Cost of Ownership) represents the total real cost: depreciation, fuel, annual costs (maintenance/insurance/plate), financing, etc., over a given period, minus the resale value.

What's the difference between TCO and cashflow?

TCO measures total “economic” cost. Cashflow tells you how much you’re actually paying out each month (payments + fuel + annual costs), including the initial outlay and resale at the end.

Does the calculation include taxes (GST/QST)?

It depends on your settings. Best practice: offer 2 options in the calculator

Taxes paid in cash
Taxes financed
(to reflect the reality of each buyer).

How do you estimate realistic fuel consumption (L/100 km)?

Based on your duty cycle (city vs. highway), your load, idle speed, and your history if you already have a fleet. Then test 3 scenarios: optimistic / realistic / conservative.

Should tires and downtime be included in a TCO calculation?

Ideally, yes, especially in a fleet. You can add them as modules:

tires/brakes per km
downtime (downtime days × cost/day)

Why does resale value affect TCO so much?

Because it has a direct impact on depreciation. A difference of $10,000 on resale represents approximately $2,000/year over 5 years.

GVWR and HVWR: what's the point in choosing a truck?

PNBV (GVWR) and PNBC (GCWR ) are used to validate that the truck can do the necessary work , legally and without blowing up your costs.

GVWR = maximum weight of truck alone, all-inclusive (truck + box/hatch + fuel + equipment + driver + load).
➜ It’s used to know your real payload and avoid overloading (which can lead to fines, accelerated truck wear, breakdowns and higher TCO).
GCWR = maximum weight oftruck + trailer combination (truck + trailer + loads).
➜ Essential if you tow, even occasionally, to avoid exceeding the combined capacity.

Why is this important?
If you are often close to the limits, you will generally :

Higher fuel consumption ,
Increased tire/brake wear ,
No maintenance costs , so no downtime

Which model is "the best" between L6, L7 and L8?

There is no universal answer:

Hino L6: often excellent for distribution/boxing and targeted uses around 26,000 lb GVWR.
Hino L7: good compromise between capacity and handling.
Hino L8: net advantage in combined capacity (PNBC) with 55,000 lbs.

The right choice depends on the type of load you’re going to have on the truck, the territory and your target cost/km.

Contact us

Need a Hino truck with your specifications?

Are you looking for a new truck for sale for your transport or towing business? When you choose Hino Drummondville, you benefit from quick access to NRC platforms, our STB van boxes (part of our Unlimited Group), and direct access to the manufacturer without intermediaries.

✅ Why buy your Hino truck from Hino Drummondville:

Fast, no-wait access to NRC, Twin and Reka platforms
Certified workshop installation by experienced technicians
Direct access to STB dry box manufacturer from 20 to 30 feet , no intermediaries
Large inventory of rugged new Hino trucks ready for action
Delivery in less than 2 months depending on selected configurations
Tailor-made financing services for SMEs and large fleets
Hino after-sales service recognized throughout Quebec

Our Hino trucks are ideal for :

Professional road towing
Transporting heavy vehicles
Light and heavy goods transport
Municipal and specialized services

We also offer a variety of configurations to suit your needs: wheelbases, winch capacity, toolbox options, LED lights, and more.

Hino Drummondville Dealer

Hino Drummondville, your truck reference in Centre-du-Québec

For your Hino trucks, the Hino L-Series and XL-Series combine performance, reliability and comfort to meet the demands of the most demanding professionals. Whether you manage a fleet or operate a single vehicle, Hino L-Series trucks are the smart choice for optimizing your operations.
Contact Hino Drummondville today to schedule a test drive or get a personalized quote.

Hino L Series

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